LOGISTICS & E-COMMERCE DISBURSALS
Automated Freight & Merchant Disbursal Rails
Streamline daily driver payouts, inventory fulfillment, and multi-location merchant disbursals with 24/7 automated settlements.
DIGITAL BANKING & WALLETS
Bank-Grade Security & Encrypted Infrastructure
RBI-compliant tokenization, PCI-DSS Level 1 certification, and real-time transaction privacy screening.
INSTANT UPI & PAYMENTS
Sub-Second UPI Intent & Dynamic QR Checkout
Empower high-conversion mobile payments with intelligent bank routing and automated split settlements.
ENTERPRISE B2B & SAAS
Subscription Mandates & White-Label Portals
Automate corporate recurring billing, eNACH mandates, and custom-branded payment portals under your domain.
INSTANT REFUNDS & DISBURSALS
Delight Customers with 24/7 Instant Refunds
Issue instant sub-second refunds, cashbacks, and promotional vouchers directly to customer bank accounts.
DEVELOPER-FIRST FINTECH
Unified REST APIs & Merchant Analytics
Integrate robust payment APIs in minutes with real-time webhooks, automated ledgers, and live telemetry.
PEACE OF MIND & AUTOMATION
Zero-Stress Automated Payment Settlements
Relax knowing your daily payouts, multi-bank settlements, and merchant reconciliations execute automatically 24/7.
Financial infrastructure for digital business
Financial infrastructure built to move business.
We build payment rails, fintech applications, API-driven systems, and operational platforms for businesses that need reliable money movement and clear transaction control.
PaymentsPay-InPay-OutBBPSLendingAPIs
INDUSTRIES WE POWER
Fintech Infrastructure Built for Every Scale
From core banking clearing hosts to multi-vendor marketplaces and recurring lending mandates—our financial rails power mission-critical money movement.
INDUSTRY 01 OF 1499.999% Core Uptime
Banking & Core Infrastructure
High-throughput bank host interfaces & clearing rails
Connect core banking hosts with high-availability transaction processing, automated settlement reconciliation, and instant RTGS/NEFT/IMPS gateways.
- ✓Direct bank host interface & API gateway
- ✓Automated multi-bank clearing & reconciliation
- ✓Instant 24/7 IMPS, RTGS & NEFT settlement rails
White Label Solutions
Launch Your Own Branded Fintech Platform
Turnkey B2B fintech infrastructure enabling financial institutions, ISO partners, and platforms to launch branded payment gateway, disbursal, and merchant ecosystem SaaS.
01 / 04100% White-Label SaaS
White-Label Payment Gateway SaaS
Launch Your Own Payment Gateway under Your Brand Name & Custom Domain
Empower your business to offer end-to-end payment gateway services. Host checkout pages on your custom domain (e.g., pay.yourcompany.com) with full brand customization, custom logo, theme colors, and automated reseller commission splits.
- ✓Custom domain & SSL certificate binding (pay.yourbrand.com)
- ✓Complete theme customization (logo, brand colors, typography)
- ✓Automated reseller commission engine with instant profit payout
- ✓Native support for Credit/Debit Cards, UPI Intent, NetBanking & Wallets
02 / 04Multi-Tenant Architecture
Multi-Tenant Merchant Hierarchy
Onboard Thousands of Sub-Merchants with Granular Fee Controls
Scale your fintech ecosystem with a powerful multi-tenant admin hierarchy. Onboard sub-merchants with custom MDR pricing rules, automated settlement schedules, and real-time transaction monitoring from a unified master console.
- ✓Instant automated sub-merchant onboarding & digital e-KYC
- ✓Granular MDR pricing markup engine & reseller profit margins
- ✓Master admin dashboard with real-time transaction telemetry
- ✓Role-based access control (RBAC) for risk, support & audit teams
03 / 0424/7 Disbursal Engine
Branded Disbursal & Banking Platform
Deliver 24/7 Automated Vendor Payouts & Salary Disbursals
Offer your merchant network instant 24/7 bank account and UPI payouts under your brand. Integrated with IMPS, NEFT, and RTGS rails, automated penny drop verification, and BBPS utility bill payments.
- ✓24/7/365 instant disbursals via IMPS, NEFT & UPI rails
- ✓Automated bank account penny drop & beneficiary name verification
- ✓Multi-bank virtual account routing for 99.99% transaction uptime
- ✓Integrated BBPS utility bill payment & recharge API stack
04 / 04Developer & Mobile Ready
Branded Mobile SDKs & API Portal
Provide Merchants with Your Branded Android/iOS Integration Modules
Give your merchant developers seamless integration tools. Share your white-labeled Android Kotlin, iOS Swift, React Native, and Flutter SDKs alongside REST API documentation and instant sandbox testing credentials.
- ✓Branded native mobile SDKs (Android, iOS, React Native, Flutter)
- ✓Self-serve merchant developer portal with instant API keys
- ✓Automated webhook event delivery with cryptographic HMAC signatures
- ✓OpenAPI 3.0 specifications ready for Postman & Swagger import
WHY CHOOSE US
Enterprise Infrastructure Engineered for Scale
SP Transaction Hub combines high-speed processing, bank-grade security, and operational clarity for businesses that require zero payment friction.
INFRASTRUCTURE CORE • ONLINE
Tap or hover a node to inspect how each capability connects to the core.
Core
SECURITY
ACTIVE MODULESecure & Encrypted Infrastructure
PCI-DSS Level 1 Compliant
Layered protection across checkout, authorization, data flow, and merchant access with zero-trust tokenization.
Connected to transaction core
Live Transaction Flow
4-STAGE VALIDATION01VERIFIED
Payment Request Received
SHA-256 Tokenized Payload
02PROTECTED
Real-Time Risk Checks
AI Fraud & Velocity Screening
03OPTIMIZED
Intelligent Bank Route
Low-Latency Host Selected
04READY
Settlement Sync
Reconciled & Ledger Synced
99.99%System Uptime
<84msHost Latency
T+0 / T+1Auto Settlement
Protected Core.
Verified & Encrypted
SECURITY FIRST
Uncompromising Protection.
A trust-focused payment infrastructure equipped with layered controls for data protection, continuous authorization monitoring, and absolute operational continuity.
Verification Ledger4 Checks Passed
Bank-Grade SSL
VerifiedEnd-to-end military-grade encryption across all network layers.
PCI DSS Level 1
VerifiedCertified highest level of security compliance standards globally.
Tokenized Vault
VerifiedSensitive card data is vaulted and never touches your servers.
AI Fraud Monitoring
VerifiedReal-time velocity checks and anomaly detection protect every swipe.